Mattress Financing

Mattress Financing for Every Budget

Whether your budget is $300 or $5,000, Sleep Natural has a financing option that will help you walk out of our store the very same day as the proud owner of a quality mattress. We have interest-free options from 90 days all the way up to 24 months.

Select from any of these great financing offers.  Visit a store near you for details.


With Koalafi, no credit is needed.* Buy the mattress you desire from Sleep Natural and they will give you time to pay. It’s that simple!

  • High Approval Rates
  • Low Initial Payment
  • Up to $5000
  • Fast and easy to apply
  • Early purchase option
  • Lease-To-Own Financing
  • 90-day payment option

Financing has never been easier!

*We do perform a credit check on the customer as a part of our application process. “No Credit Needed” does not imply no credit check. Lease-to-own for up to 12 months. Initial term less than 3 months; term renews with each payment.

Koalifi Graphic

Wells Fargo

Wells Fargo is an industry leader in consumer finance, and has a great Home Furnishings credit line that could be right for you. They offer a quick, easy application process, quick credit decision, immediate credit access, and more! Other offers include:

  • Free FICO® Credit Score access (for qualified customers)
  • Convenient monthly statements
  • Ease-of-use account statements
  • Various payoff time frame options